Need help but low on cash?


In the case that you need medication and cannot afford it, check out needymeds and the medicine program which offer free or really discounted meds for people who need them. Also, check out this post.

For therapy, look around your area for group sessions, which tend to cost less than one-on-one sessions with a therapist/counsellor. 

Use psychology today or therapist-finder to find therapists in your area and ask them about their rates. There are some therapists [especially those who are doing well financially] that will offer “sliding rates” where they will accept cash payments on a scale that depends on your current financial situation. Not all therapists or counselling providers offer this though so check around and call local crisis centers or your insurance provider [if you have one]

If you do not have issue with going to a church or religious institution for counselling/therapy…. your church or synagogue [or other institution] could put you in touch with a pastoral counselling program. Certified pastoral counselors, who are ministers in a recognized religious body, have advanced degrees in pastoral counseling, as well as professional counseling experience. Pastoral counseling is often provided on a sliding-scale fee. For more information check out the American Association of Pastoral Counselors.

Another thing to try are community health or community mental health centers. Like the above-mentioned places, fees are on a sliding scale based on income.

Try to connect with groups like mentalhealthamerica, which provide services and resources at a low cost. They also help people navigate the health system and problem solve. 

Also keep in mind that at large research universities, they often have counselling available for students and others at low costs or, again, on sliding scales.

Check out a women’s shelter or crisis center in your area for additional specific resources and information on free support or self help groups. These shelters and centers should also have information on people of low income or in bad financial situation.

Stay strong you all!

There is help and hope out there. And there are always free online support groups [and our ask box is always open]

be kind to yourselves ❤ and don’t hesitate to ask for help! you’re all worth it ~


Here are also some USA based resources I have found:

  • Centers for Medicare and Medicaid Services (CMS) The Center for Medicare and Medicaid Services is a federal agency responsible for administering Medicare, Medicaid, State Children’s Health Insurance (SCHIP) and several other programs that help people pay for health care.
  • Healthcare Services Locator The Health Resources and Services Administration (HRSA) provides a Health Center Database for a nationwide directory of clinics to obtain low or no-cost healthcare.
  • The Partnership for Prescription Assistance The Partnership for Prescription Assistance helps qualifying patients without prescription drug coverage get the medicines they need through the program that is right for them. Many will get their medications free or nearly free.
  • Benefits for People with Disabilities The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities.

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